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01 8300 600

Calls charged at national rate.

Shop all your favourite fashion, home styles or latest tech

We will keep your account details secure so you can just enjoy checking in as little as two clicks

Manage your account online or through our App

Decide how you want to pay! Pay in full or pay for it later. The choice is yours

Apply Now

Already have an account?
To receive the benefits of Oxendales Pay, please log out of your current account & apply for a credit account.

What do you need to apply?

In order to apply for a credit account you must be over 18 and resident in the Republic of Ireland.

You will be asked to provide Proof of Identity such as a passport or driving licence.

You will also be asked to provide proof of your address. This can be an official letter addressed to you, utility bill etc.

As part of your application, you will be asked to provide your PPSN. We will use this in order to perform a credit check via the Central Credit Register.

Enjoy the Benefits

Bag it today and Pay Later

If you choose to pay later, you will receive your first statement within 28 days of opening a credit account and thereafter, telling you how much to pay and when.

It's on its way!

You can track your order online so you can just sit back and relax.

Free & easy returns

If for any reason you want to return an item, simply send it back in new condition within 28 days using one of our flexible options.

Warning: This is high-cost credit. Oxendale & Co. Limited is the provider of high-cost credit. Consider alternative options before applying for this credit, including alternatives from other lenders regulated by the Central Bank of Ireland.


✓ Shop around in order to know whether you can obtain credit on terms better suited to you.

✓ If you are struggling to manage your finances, talk to your creditors to agree a payment plan and ask the Money Advice and Budgeting Service for help. You can find more information on the MABS website at www.mabs.ie.

Our moneylending agreements have a maximum APR of 46.9%. Licensed moneylenders must assess your creditworthiness in accordance with regulatory requirements. Before providing credit, we will seek such information from you.

46.9%APR Variable

Representative example based on minimum monthly payments.

€100 purchase

13 monthly payments

Interest applied at a rate of 2.605% per 28 days charging period

Representative 46.9% APR

Total amount payable €122.42

If you pay more than the minimum monthly payment the loan will be cleared in a shorter period of time.

An Oxendales Pay account is suitable for someone who wishes to buy clothing goods from a trusted mainstream on-line supplier, but spread the cost over a period of time.

The Oxendales Pay account has a fixed rate of interest, with no hidden fees or additional charges and can be paid off early, without penalty, should the you find yourself in a position to do so.

Credit is subject to status and depends on our assessment of your financial circumstances. You must be 18 or over and a ROI resident. Terms and conditions apply.

Oxendale & Co. Limited trading as Oxendales, Jacamo & Simply Be is regulated by the Central Bank of Ireland Oxendale & Co. Limited is a limited liability company. Director: D. Joy (British). Registered in Ireland No. 263438. Registered Office: Woodford Business Park, Santry, Dublin 17 WEEE Reg. no. 00460WB.